The first thing a buyer should do is get pre-approved for a mortgage. This lets you know how much home you can afford.
Wouldn't it be exciting if you found out you can afford more home than you thought? And wouldn't it be heartbreaking if you found your dream home only to find out it is out of your price range?
Once you find a home you want to make an offer on, you need to include a pre-approval letter or proof of funds letter from your bank to make your offer as strong as possible.
For your financing needs contact Kristine Koehn
at Affiliated Bank Mortgage